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Terms of Service

Welcome to, an innovative digital library platform offered by Canara Bank.

User Agreement (Includes End User License Agreement terms of mintbook)

You (the user) can access (the "Site"), subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of Canara Bank, as set out below. The term of this Agreement shall continue and would be in force till the time you access this site & its services and you agree that you are bound by the terms as mentioned herein. Nothing in these Terms of Service should be construed to confer any rights on you or any third party beneficiaries.

Eligibility and registration

The Employees of Canara Bank and users from Canara Bank Training Centers are eligible to access By registering for the services, you represent and warrant that you have the capacity to understand, agree to and comply with these Terms of Service.

Changes to Terms of service

We reserve the right to add to or change/modify the terms of this Agreement including but not limited to suspend/cancel, or discontinue any or all service at any time without notice, make modifications and alterations in any or all of the content, products and services contained on the site without prior notice. Such changes will be posted in for your convenience to understand your responsibility as a user. You are responsible for regularly reviewing these Terms of Service so that you will be apprised of any changes. You will be deemed to have accepted such change/s if you continue to access the Site subsequent to such changes.

Information Collected will only collect, store, use, and share your personal information (like Employee Id, name, mobile number, email address) as it is defined by our Privacy Policy and as regulated by Canara Bank policies and regulations and Indian laws. Information collected in the Site is stored and used to enhance the user benefits and as well as to notify you when new/enhanced products and services become available. We do not disclose user's information (including email address) to third parties except when the user requests to utilize services from other service providers. Such information shall be disclosed to appropriate officials to comply with the statutory laws. The information you have given us (like Employee Id, mobile number, email address) is stored by us. The exception to this would be when Canara Bank links you to other services of Canara Bank or any other third party. If you do not want to receive promotional email from us in the future, please let us know by sending an email to us or calling us in the telephone number or writing to us at the address, given in the contact us page, stating your unwillingness to receive promotional e-mails from our us.

Usage Restrictions:

You hereby agree to abide by Indian laws and international laws and regulations, including laws regulating the export of data from the United States or your country of residence. Other examples of illegal or unauthorized uses include, but are not limited to:

  • Modifying, adapting, translating, or reverse engineering any portion of the Site.
  • Removing any copyright, trademark or other proprietary rights notices contained in or on service.
  • Accessing data not intended for you, including logging into a server or account which you not authorized to access.
  • Attempting to probe, scan or test the vulnerability of a system or network to breach security or authentication measures without proper authorization.
  • Using any "deep-link", "page-scrape", "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Service or any Site content, or in any way reproduce or circumvent the navigational structure or presentation of the Service or any Site Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site.
  • Taking any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Service or's systems or networks, or any systems or networks connected to the Service or to’s Business
  • Conducting a reverse look-up, tracing or seeking to trace any information on any other user, Registered User or visitor to the Service, or any other customer of, to its source, or exploit the Service or any service or information made available or offered by or through the Service, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Service.
  • Attempting to interfere with, disrupt or disable service to any user, host or network, including, without limitation, via means of "denial of service" attacks, overloading, "flooding", "mail bombing" or "crashing";
  • Forging any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting;
  • Disrupt network nodes or network services or otherwise restrict, inhibit, disrupt or impede’s ability to monitor or make available the Service; or
  • Taking any action in order to obtain services to which you are not entitled.
  • Creating user accounts by automated means or under false or fraudulent pretenses
  • Creating or transmitting unwanted electronic communications such as "spam," or chain letters to or otherwise interfering with other user's enjoyment of the service by blocking.
  • Submitting data of any third party without such third party's prior written consent.
  • Submitting Materials that falsely express or imply that such Materials are sponsored or endorsed by
  • Submitting Materials that infringe, misappropriate or violate the intellectual property, publicity, privacy or other proprietary rights of any party.
  • Transmitting any viruses, worms, defects, Trojan horses or other items of a destructive nature.
  • Submitting false or misleading information.

While prohibits such conduct on its site, you understand and agree that you nonetheless may be exposed to such misuse or blocking by other users and that you use service at your own risk. By using, you agree to the following terms in addition to any other specific terms, which shall be posted at an appropriate location of the Site. Each registration is for a single individual user. To access these services, you will be asked to enter your Employee Id, User Name, Password. Therefore, we do not permit any of the following:-

  • Any other person sharing your User Name and Password
  • Any part of the Site being cached in proxy servers and accessed by person/s who have not registered with "" as users of the Site & Service/s

If we reasonably believe that a User ID, Name or Password are being used / misused in any manner as clarified above we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.

Copyright and Trademarks

Unless otherwise stated, copyright and all intellectual property rights in all material presented on the site (including but not limited to text, audio, video or graphical images), trademarks and logos appearing on this site are the property of Canara Bank or K-Nomics Techno Solutions Private Limited or respective publisher or author or any other third party service provider and their affiliates and associates and are protected under applicable laws. Any infringement shall be vigorously defended and pursued to the fullest extent permitted by law. Canara Bank and related words, domain names and logos are trade-marks and the property of Canara Bank and similarly mintbook and related words, domain names and logos are trade-marks and property of K-Nomics Techno Solutions Private Limited. All other trade-marks, product names and company names or logos cited herein are the property of their respective owners. All digital content provided in this Site are for online reading and / or viewing and / or listening. Downloading, copying or printing is prohibited unless specifically mentioned as downloadable content. Any violation of this is infringement of copyrights and the user shall be responsible for consequential damages and penalties. Where Canara Bank or mintbook or Hexagon global solutions private limited has reasons to believe that such Digital Content or portion of such Digital Content infringes the rights of the rightful owner or any other third party rights or intellectual property or is being used without their permission, Canara Bank, mintbook and Hexagon global solutions private limited reserves the right to automatically remove or make unavailable the applicable Digital Content immediately. Exchange of Information, CHAT & other Community Services All information, data, text, software, graphics, video, audio, messages or other materials, whether publicly or privately transmitted / posted, is the sole responsibility of the person who posts such information, data, text, video, audio, etc. Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the service. You as a responsible adult (18 years or above) shall be solely responsible for all content that you view or upload post or otherwise transmit in Under no circumstances will Canara Bank or mintbook or Hexagon global solutions private limited be liable in any way for any content, including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded.


Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our Site to recognize your browser and tell us how and when pages in our Site are visited and by how many people. cookies do not collect personal information. reserves its right to terminate your account without any prior notice for any violation of the Terms of Use. By submitting or furnishing any personal information, data or details on or through service/s, you automatically grant to us non-exclusive, permission & irrevocable right to hold & store your, such personal information, data or details and related information. Our use of your personal information is governed by our Privacy Policy. It is our policy to respond to notices of alleged infringement that comply with the Copyright Act.

You shall not upload, post or otherwise make available on the Service any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with you. You shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission.

Some of the literary works offered on the Site have been identified as being in the public domain by certain content providers. or mintbook does not verify the accuracy of public domain designations and is not liable for any damage that may result from the downloading or other use of such literary works by you. If you do not reside in the relevant jurisdiction for which the public domain designation has been made, it is your responsibility to check the laws of your country of residence prior to downloading or accessing such literary works,

e-Mail, SMS and Call Services

On selection of e-mail, SMS or Call alert service you agree & grant non-exclusive, permission &irrevocable right to send communications & alerts by way of messages, calls or other formats as time to time decided by us on commercial expediency prudence and that your prior permission to continue or change such method is deemed to have been agreed & granted by the user.

Disclaimer of Warranties and Liability

All the contents of this Site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of the Site is/are the personal opinion of such experts/consultants/authors/persons and are not subscribed to by this Site. The information from or through this site is provided on "AS IS" basis, and all warranties, expressed or implied of any kind, regarding any matter pertaining to any goods, service or channel, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed and excluded. Canara Bank and K-Nomics Techno Solutions Private Limited, its directors, employees, agents, representatives and its parent, affiliates and associates shall not be liable, at any time for damages (including, without limitation, damages for loss of business projects, or loss of profits) arising in contract, tort or otherwise from the use of or inability to use the Site, or any of its contents, or from any act or omissions as a result of using the Site or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the site. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation. Certain links on the Site lead to resources located on servers maintained by third parties over whom mintbook has no control. You agree and understand that by visiting such sites you are beyond the website. or mintbook therefore neither endorses nor offers any judgement or warranty and accepts no responsibility or liability for the authenticity/availability of any of the goods/services/or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visit and/or transaction/s on these sites.

Monitoring shall have the right, but not the obligation, to monitor the content of the Service to determine compliance with these Terms of Use and any operating rules established by and to comply with any law. in violation of the provisions of law or Terms of use hereof.


Your use of this Website is subject to our Privacy Policy.

Force Majeure shall have no liability to you for any interruption or delay in access to the Site irrespective of the cause. Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of’s obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disaster, act of God, labor controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall "" be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of your information and or data received and or stored or any of our service/s.

Indian Law

The Agreement shall be governed by the Laws of India. The Courts of law at Bangalore shall have exclusive jurisdiction over any disputes arising under this agreement.

Entire Agreement

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. There are risks associated with utilizing internet based information and research dissemination services. Users/subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the sms/email/messages are delivered in time to the user/subscribers, the delivery of these sms/email/messages to the customer's email inbox or message center is the responsibility of the sms/email/messenger's service provider Network. SMS/Email/messages may be delayed and/or not delivered to the user/subscriber's inbox on certain days, owing to technical reasons that can only be addressed by the service provider, Canarabank or mintbook and group companies associated with it and/or its employees cannot be held responsible for the same. Canara Bank and mintbook hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Bangalore in India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages. Although the access to users outside India is not denied, shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time.